Can the search for a leak be covered by my home insurance?

It is always beneficial to anticipate any damage in a home, including the risk of water damage. Indeed, the most important first step when this type of damage occurs in a home is to know its origin. However, many people are unaware of the steps to follow in order to find a leak, especially in order to obtain compensation from the home insurance company. For those who may be in this kind of situation, here is some information and advice that will answer all your questions.

A non-destructive leak detection covered by insurance: what is it?

Among the unexpected events in a house that can happen at any time, water damage is one of them. In fact, when you are faced with this type of unexpected damage, the first thing to do is to find the origin of the water leakage. You should know that this action can be covered by your home insurance.

Eventually, for those who do not know the principle of a leakage searchThe key objective in this quest is to locate the source of the damage in order to formally determine its cause. The key objective in this quest is to locate the origin of the damage in order to officially determine its cause.

Thus, it allows to repair the affected pipes, and thus avoid any aggravation of the situation, as well as deterioration of the goods.

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The overriding question to ask about leak detection is: who can perform the water leakage search? To answer this question, you must first consider that this type of loss is usually internal. Therefore, it is strongly advised to turn to a plumber to find the origin of the leak in your home. 

Eventually, in the case of seepage through the facade or roofIt is also recommended that you contact a mason or, if necessary, a roofer to locate the source of the leak.

non-destructive leak detection with insurance coverage

The role of the professional in the search for a leak

In order to proceed with the search for a water leak in a dwelling, the professional you have called upon will have multiple technologies in its possession, including:

  • An electroacoustic
  • A tracer gas
  • A smoke bomb
  • A video inspection
  • A thermal camera

In addition, it should be noted that most leak searches are commonly perceived as "destructive. This means that the intervention in question requires the destruction of certain structures related to your home in order to identify the origin of the leak, especially in the walls or floors.

However, there may be professionals specially dedicated in delicate leaks. Therefore, these specialists use methods to avoid breaking the structures in your home.

It is important to know that the search for a water leak is an action that is far from free. Indeed, the possibility of being taken in charge concerning this type of research is mainly based on your home insurance contract as well as its contents. Moreover, the compensation will not be given to you quickly. Moreover, you will only be reimbursed if your home insurance policy contains the "water leakage search" guarantee. Therefore, we advise you to check the specific and general conditions in your contract.

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