The wealth audit: An essential to better manage your wealth

Have you ever wondered how to effectively manage your assets? Worried about diversifying your assets or how to invest? A heritage audit may be the ideal solution. In this article, we explain everything about what a heritage audit is, what it is used for and how it works. So let’s go !

What is a heritage audit?

Like a road map during a trip, an asset audit serves to put into perspective all the elements constituting your assets: real estate, savings, financial investments. Simply put, it is a comprehensive assessment of your current financial situation to establish a future investment strategy. This is where the wealth management advisor comes in.

Why do a heritage audit?

The assets audit is an essential step for anyone wishing to take control of their fortune. It allows you to plan your investments, assess risks and identify opportunities. It helps you direct your future investments according to your objectives and constraints. In other words, it’s a guide to navigating the complex world of investing.

How does a heritage audit take place?

The first phase of a heritage audit consists of taking stock of your current situation. This includes your family situation, your financial and real estate assets, your tax situation and your social security coverage. It is only after this detailed assessment that the advisor can establish an action plan adapted to your needs and objectives.

The next step is to analyze your objectives, constraints and fears. This allows the advisor to develop tailor-made solutions, adapted to your profile and your aspirations.

Finally, the action plan is presented. It details the different actions to be undertaken, their advantages as well as any possible rewards. The goal is to provide you with a clear and precise strategy to optimize your assets.

The role of the wealth management advisor

The wealth management advisor plays a crucial role in the wealth audit. He is the guide who accompanies you throughout the process. Its task does not stop with the simple presentation of the action plan. It also supports you in implementing the recommendations, ensuring that everything goes as planned.

How to choose the right wealth management advisor?

Choose an advisor wealth management is a crucial step. It is recommended to check that the advisor is registered and has the necessary approvals, such as financial investment advisor status and appropriate legal competence.

It is also important to note that word of mouth can be an effective way to find a good advisor. A recommendation from a loved one can be more reliable than an internet search.

How much does a heritage audit cost?

The prices of a heritage audit may vary depending on the complexity of your situation. They can range from a few hundred to a few thousand euros. However, if the offer is free, be careful. An advisor who offers his services for free may be more interested in selling financial products than your interests.

In conclusion

An asset audit is a valuable tool for anyone wishing to effectively manage their assets. It offers a global vision of your financial situation and guides you towards wise investments. So, don’t hesitate to call on a wealth management advisor to carry out your wealth audit.